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Virtual Terminals for Credit Card Processing
Businesses today have many different options for credit card processing and virtual terminals is a great one. Countertop terminals have long been the norm, but virtual terminals are becoming increasingly popular and here is why. What is a virtual terminal? A virtual...

Advantages and Disadvantages of Different Payment Types
The list of things you need to consider regarding your business is never ending and what forms of payment you accept is just one more item on the ever growing list. With that in mind, we have taken different payment options and their advantages & disadvantages to...

Are You Paying Too Much to Accept Credit Cards? Here is How to Calculate Your Effective Rate.
So you have started accepting credit cards but do you know how to quickly and easily tell if you're paying too much for processing? In the credit card industry just about any company will offer you a free statement analysis, but I am going to show you how to easily...

Less Than 9% of Small Businesses Owners Have Adopted EMV
On Oct. 1, companies like Mastercard, Visa, Discover and American Express will implement what’s called a “liability shift.” That means that business owners who do not upgrade their systems to accept new EMV chip card technology at their point of payment will be liable...

EMV Liability Shift
There will be a major EuroPay, MasterCard, and Visa (EMV) liability shift to merchants on October 1, 2015: merchants not using EMV-enabled credit card terminals or point of sale (POS) systems will bear the liability for credit cards bearing a computer chip when fraud...

Shift happens- Will you be ready?
One of the most talked about changes in the world of payment acceptance this year will be the liability shift that goes into effect October 1, 2015. To provide enhanced payment card data security, the major card brands have been pushing for widespread EMV adoption in...