Pay 0% on All Credit Card Transactions

Eliminate your credit card transaction fees while
helping your customers lower their transaction costs


Patent-pending technology
helps your customer’s save
on transaction costs.

No long term contract.
No termination fee.
Zero new equipment cost.

Mobile payments.
Online integration.
Seamless reporting.

Why CardX is the right choice for you

Put Revenue Back in Your Pocket

By adding CardX to your business you can cut your credit card processing costs and put your money back into your business.

  • Zero transactions fees on all credit cards
  • Accept as many credit cards as you want

Stop Paying Processing Fees Now with No Risk

With NXG, there is no longer term contracts and no early termination fees. Eliminate your credit card processing fees without any risk.

  • No long-term contracts
  • No termination fees

Pay Zero Equipment Cost

The CardX virtual terminal eliminates the need to purchase expensive equipment. Begin taking credit cards right away from any device:

  • Smartphone
  • Tablet
  • Laptop
  • Standard computer (PC or Mac)

Start Accepting Credit Cards and Increase Business

Have you been avoiding accepting credit cards due to the associated costs? With CardX, you can start taking plastic today!

Research shows that sales have doubled or tripled versus current sales when businesses accept credit cards. Increase your customer base and increase your cash flow.

Two different payment solutions based on type of your business


Designed for GOVERNMENT AND EDUCATION. Instead of a flat %, Intelligent Rate automatically calculates the service fee appropriately to the true cost while the consumer is typing in their card information. Lower your customer’s transaction fee while you eliminate yours.


Designed for ALL BUSINESSES. Allows you to keep 100% of the amount of your sale on credit cards.  Accept all the Credit Cards you want for 0%.  Pay only on debit cards transactions.  Zero Cost Credit technology takes the guess work out of surcharging keeping you fully compliant.

Our Solution for your Business Type

For Government & Institutions

Our Solution for Government & Institutions is Free! 


  • No monthly fee
  • Pay 0% on all credit cards
  • Pay 0% on debit cards

Help Your Customers Reduce their Transaction Fees

Different card types cost different transaction fees. For example, cards with extensive rewards cost much more than debit cards.  Go beyond flat percentage rate fee. Instead, CardX automatically prices the transaction fee to the actual cost of the card type.


  • Give your customers real-time information about savings
  • Help your customers choose a form of payment with lower costs

In real-time, CardX calculates the cost of the card type the consumer is using.

For All Business and Industries

Pay 0% on all Credit Card transactions: Any Merchant, Any-Time, Any Place

imagine accepting credit cards for 0%. For many businesses, this savings amounts to thousands of dollars per month.


  • One low monthly fee of $19.99
  • Pay 0% on all credit cards
  • Only pay for debit cards

Contact Us Today

Lower your customer's transaction fee while you eliminate yours.
Start Today

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